DISCLAIMER: Views and facts in these piece does not reflect that of Bernard Ralph Adams its of the writer's view. I just want to share because there's a lot your need to learn from the piece.
The poorest group of people in the world are Salary earners.
They live in a vicious cycle of poverty.
Salary is continuously being awaited every month and any slight delay brings about heartbreaking anxiety and disappointment.
Salary alone cannot solve your money problems. You need a Secondary Source of income to balance.
Salary is the MEDICINE for managing POVERTY; it doesn't CURE it. Only your BUSINESS or INVESTMENT Cures Poverty.
Therefore all of us who scavenge for white collar jobs for Salary -should be FINANCIALLY INTELLIGENT and delve into entrepreneurship.
THINK ABOUT IT!!!
If you are a Govt. worker check this out.
Divide your salary by 30(i.e. days in the month).
E.g. GH¢900÷30= GH¢30 That is Less than the amount being earned by an average hawker in the city.
GH¢1000÷30= GH¢33.33 Less than the amount earned daily by an average driver in the city and some villages.
1500 ÷30= GH ¢50 Less than the daily amount earned by a trotro, taxi, and a tipper truck driver.
And when there is an issue in the family that requires financial assistance, the driver, hawkers and the rest look up to you !
If you are a NATIONAL SERVICE PERSON you don't need to be told.
GH¢350÷30 = GH¢12 Hope you know the pure water seller makes enough money than you each day ?
GH¢300÷30 =GH¢10 The errand boy at Suame Magazine (fitting shop) is earning better than you.
We are mostly deceived by the apparent attractive name of the amount earned at the end of the month without breaking it down to daily earnings.
Dear, start a business now and say bye, bye to POVERTY !